When you travel, you are likely to want your own form of transportation so that you can avoid any mishaps that you might run into by taking some type of public transit. The most common way we do this is either by walking everywhere we go, taking our own vehicle with us or renting a car for the duration of our stay.
If you rent a car, you will be offered the opportunity to purchase insurance for the vehicle that you will be driving for the duration of your stay. One of these types of insurance is very basic and only protects you if you’re not at fault. However, it is not the best choice because there is always the chance that you will cause an accident of some type and then you will be held liable for the damages and either your own insurance will have to pay or you will have to pay for damages and injuries on your own.
The second type of insurance that the car rental company will offer you is a form of full coverage insurance. This is the best possible option as it allows you to drive with the peace of mind that if you are rear-ended by someone who is underinsured then you will still be covered for any injuries that you sustain. It also covers you in the event that you are the cause of an accident where damages or injuries are sustained and you will not have to pay out of pocket or get your own insurance company involved. Another great reason to buy the full coverage is that if you are driving the car and it happens to break, you will not be charged for the repairs.